Make Your Dream Home Possible
With renovation financing from RHB, your journey to a Signature home starts today, giving you the flexibility to create the space you’ve always envisioned.
Turn Your Property Into a Home You Love
At Signature, we believe every home should reflect your personality, lifestyle, and aspirations. But sometimes, renovation budgets can stand between you and your dream space.
That’s why we’ve partnered with RHB Bank to give you more flexibility and financial freedom to create the home you’ve always wanted.
Is This Right For You?
This program is designed for homeowners who want to make their dream home a reality — without compromise.
New Homeowners
Ready to design and furnish their new property right after key handover.
RHB Homeowners
Those with existing RHB loans looking for easy refinancing options to include renovation costs.
Signature Inspired
Always admired Signature quality? Now there's a flexible way to make it happen.
Your Dream Home, Made Easier
30%
More Budget
Allocate up to 30% of your financing for renovation, built-in furniture, fittings, and design upgrades.
Up to 35 years
Flexible Tenure
Enjoy repayment options of up to 35 years, tailored to your financial comfort.
Easy
Refinancing
Already have a home loan? Refinancing is simple — enjoy better terms and added renovation funds.
Seamless
Experience
Work with our experts and experience trusted craftsmanship from Malaysia’s market leader.
A Simple Journey from Plan to Reality
01
Consult with Signature
Meet our consultants to discuss your renovation ideas, space requirements, and budget.
02
Connect with RHB
We’ll link you directly with RHB’s representative to explore financing options that suit your needs.
03
Create Your Dream Home
Once approved, your renovation begins with Signature, bringing your ideas to life with quality and precision.
Your Dream Home Starts Here
Signature and RHB are redefining how Malaysians build their dream homes, combining design, quality, and financial flexibility to make it all possible.
Let’s make your Signature home a reality today.
Frequently Asked Questions
What is RHB Renovation Loan?
Renovation loan is a financing product tied to a home loan, specifically designed to support homeowners in undertaking renovations to improve or upgrade their homes equity.
Who is eligible for Renovation Loan?
Individuals aged 18 years and above
• 1st and 2nd housing loan as per latest CCRIS (as per latest CCRIS report – outstanding credit items)
• Minimum property value of RM500,000 in Klang Valley, Johor Bahru & Penang Island
• Must be a completed property (from developer/secondary market)*
*T&C:
a. Completed landed/high-rise residential properties are defined as second hand transactions/sub sale /newly completed properties with Certificate of Completion and Compliance (CCC) from developer/ auction of residential properties/ refinancing cases.
b. Newly completed properties with CCC from developers are only applicable to landed residential Properties.
c. For high-rise residential properties, only CCC > 3 years is eligible to apply for renovation loan.
How will the customer be contacted?
➢ Landed properties:
Refurbishment of Property – structural change of the property (relevant certificate issued by local authority for example architect certificate, engineer or building draughtsman certificate, building plan approval and state authority approval are required for loan disbursement);
• Repairs to the property;
• Structural changes including additions to property;
• Tiling, roofing, wirings, plumbing and flooring;
• Interior designing and fixture & fittings for example build in cabinet/wardrobe and
plaster ceiling.
➢ High-Rise properties:
• Repairs to the property;
• Tiling, ceiling, wirings, plumbing and flooring;
• Interior designing and fixture & fittings ie build in cabinet/wardrobe and plaster
ceiling.
Note: Renovation loan excludes purchase of movable furniture and removable items and demolition of the entire building is disallowed.
What is the maximum loan amount?
For landed properties: Max up to 30% against Sales and purchase agreement & Open Market Value whichever is lower
For high rise properties: Max up to 30% against Sales and purchase agreement & Open Market Value whichever is lower and capped at max RM250K
What is the maximum loan tenure for renovation loan?
Up to 35 years.
* Financing support provided by RHB Bank Bhd. Terms & conditions apply. Kindly refer T&C from RHB website. FAQ and T&C are subject to RHB’s final approval and policies.
Elevate Your Home, Unlock Possibilities
Submit your details for a free consultation with Signature and RHB financing advice.
